January, 17 2024, 01:14pm EDT
CFPB’s Proposed Overdraft Rule Would Protect Consumers
The U.S. Consumer Financial Protection Bureau (CFPB) today released a proposal to close the bank overdraft loophole that costs consumers billions of dollars each year. Candace Milner, racial equity policy associate for Public Citizen, released the following statement:
“The new overdraft rule will ensure that banks are no longer using predatory overdraft fees to profit from consumers. Most overdraft fees are taken from low-income households when they can least afford it. Commonsense regulations on these fees would protect consumers from surprise charges and fees that often exceed the amount borrowed. Enormous overdraft fees that burden low-income consumers should no longer line the pockets of bank CEOs.”
Public Citizen is a nonprofit consumer advocacy organization that champions the public interest in the halls of power. We defend democracy, resist corporate power and work to ensure that government works for the people - not for big corporations. Founded in 1971, we now have 500,000 members and supporters throughout the country.
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'This Is What We're Funding': At Least 50 Children Killed in Israeli Strikes on Jabalia
"Civilians and civilian structures... must always be protected in accordance with international humanitarian law," said the head of UNICEF. "Yet these principles are being flouted over and over again."
Nov 03, 2024
The United Nations children's agency on Saturday condemned the Israel Defense Forces' "indiscriminate strikes on civilians in the Gaza Strip" after at least 50 children were reportedly among those killed in attacks on Jabalia refugee camp in the northern part of the enclave.
Northern Gaza has been under siege since early October, when Israel resumed its attacks there, claiming it was targeting Hamas militants.
The current situation in northern Gaza has been called "apocalyptic" by leading humanitarian groups in recent days, with women and children making up the majority of the hundreds of people killed, and Israel imposing a near-total blockade on humanitarian aid.
Now, said Catherine Russell, executive director of the U.N. Children's Fund (UNICEF), "the entire Palestinian population in North Gaza, especially children, is at imminent risk of dying from disease, famine, and the ongoing bombardments."
In addition to the attacks on residential buildings this weekend in Jabalia, the World Health Organization (WHO) reported that an attack on a healthcare center in Gaza City injured at least six people, including four children. The facility was participating in a polio vaccination drive, the second round of inoculations for children across Gaza.
"The Sheikh Radwan primary healthcare center in northern Gaza was struck today while parents were bringing their children to [get] the life-saving polio vaccination in an area where a humanitarian pause was agreed to allow vaccination to proceed," WHO chief Tedros Adhanom Ghebreyesus said. "These vital humanitarian-area-specific pauses must be absolutely respected. Ceasefire!"
Russell said the vehicle of a UNICEF staffer who was working on the vaccination campaign was attacked by "what we believe to be a quadcopter while driving through Jabalia—Elnazla."
The staff member was not injured, but Russell said "the attacks on Jabalia, the vaccination clinic, and the UNICEF staff member are yet further examples of the grave consequences of the indiscriminate strikes on civilians in the Gaza Strip."
"Civilians and civilian structures, including residential buildings, as well as humanitarian workers and their vehicles, must always be protected in accordance with international humanitarian law," said Russell. "Yet these principles are being flouted over and over again, leaving tens of thousands of children killed, injured, and deprived of essential services needed for survival."
The Gaza Health Ministry reports that at least 43,341 people have been killed in Gaza and at least 102,105 have been injured since Israel began its assault on the enclave more than a year ago in retaliation for a Hamas-led attack. Women and children make up most of those killed, even as Israel and the United States, the largest international supporter of the IDF, have insisted the military is targeting Hamas.
"How can this inhumane situation be tolerated by the Biden-Harris administration?" asked Nina Lahoud, who has served as a special adviser and peacekeeping officer at the U.N., after the death toll among children in Jabalia over the weekend was reported. "How many more Palestinian kids need to die to take urgent action?"
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'It's the Abortion Ban': Final Iowa Poll Shows Harris Leading Trump 47-44
Rights advocates were energized by the "gold standard" poll results, but called on progressives to continue working to turn out voters.
Nov 03, 2024
Political observers expressed shock Saturday evening as the Des Moines Register released its final poll before Election Day showing Democratic Vice President Kamala Harris leading Republican presidential nominee Donald Trump by three points.
Harris was supported by 47% of respondents compared to 44% who backed Trump.
The newspaper's poll, conducted by pollster J. Ann Selzer, is widely regarded as the "gold standard" survey of voters in the state and has been recognized as "predicting" numerous election results in Iowa and giving a potential preview of how candidates could fare in other Midwestern states with similar demographics.
Progressive advocates cautioned against placing too much faith in a single poll—even a widely respected one—and urged Harris supporters to continue canvassing, phone-banking, and taking action to defeat Trump and the far-right MAGA movement.
But the unexpected result in a state that hasn't been considered a swing state in this election, and was widely assumed to be a Trump-supporting state, led political observers to look closely at the poll, which showed significant shifts toward Harris among women.
Women aged 65 and older supported Harris over Trump, 63% to 28%, in the poll. Women who identify as political independents also backed her, 57% to 29%.
Overall, women in the state are backing Harris in the poll by a margin of 20 points, according to the survey.
Lyz Lenz, a journalist based in Iowa, said she believed the poll could be linked to one major change in Iowa since the last presidential election: the six-week abortion ban that took effect in July, banning abortion care after fetal cardiac activity can be detected. Similar abortion bans have been blamed for at least four deaths of pregnant women in Texas and Georgia.
"It's the abortion ban," said Lenz. "Women are furious."
Daniel Nichanian, editor-in-chief and founder of the digital magazine Bolts, said the result could preview losses for state Supreme Court justices who have upheld abortion bans in a number of states, including Iowa.
In 10 states this year, voters will make their voices heard on ballot initiatives regarding the right to abortion care. In traditionally red states including Kansas and Kentucky since Roe was overturned, people have voted to protect the right to obtain an abortion.
"It's the Dobbs election," said Helaine Olen of the American Economic Liberties Project. "The Iowa poll is just the latest proof."
Selzer herself told the BBC that many respondents talked about abortion rights.
"The people who say they're supporting Kamala Harris, the issue they say they're thinking about most is democracy, about half of them saying that's the most important thing," she said. "But then half of that, about 25% roughly, say abortion. And Iowa has one of the strictest abortion laws in place... and that may well have played a part in this."
Sean Trende, senior elections analyst for RealClearPolitics, said it would be "foolish to dismiss [Selzer's] poll," but cautioned election watchers against abandoning "all of [their] prior views about the state of the race."
Dan Pfeiffer, a former adviser to President Barack Obama and co-host of "Pod Save America," said one possible interpretation among several is that "Harris isn't really winning Iowa but the poll is capturing late-stage momentum that bodes well for Wisconsin, Michigan, [and] Pennsylvania."
Advocacy group Indivisible on Sunday morning advised supporters to "send this Iowa poll to all your group chats. Then, sign up to talk to some voters. With your help, we're going to win this thing in two days."
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'Terrifying' Ad Shows Deadly Impact of GOP Abortion Bans
The ad was released as Americans learn of a growing number of women who have died because doctors would not provide standard miscarriage and abortion care under state abortion bans.
Nov 03, 2024
"Dr. Davis, what do I do?" asks a man frantically, kneeling near his partner as she writhes in pain on the floor.
"John, she needs an abortion, or she's going to die from the pregnancy," answers the doctor over the phone.
But a Republican congressman suddenly appears and tells the man, "That's not happening," explaining that abortion care is now banned because the GOP is in control of the government.
The scenario plays out in the latest ad from Progress Action Fund, a Democratic political action committee that's produced a number of viral videos focusing on how Republican presidential candidate Donald Trump's policies and those outlined in the right-wing agenda Project 2025 would impact both men and women's ability to make private decisions.
In the ad, the Republican lawmaker tells the man, "I won the last election, so it's my decision" whether the woman is able to receive the standard care needed to end her pregnancy.
"Don't worry, you can still have children," he tells the man. "Just not with her."
Watch:
The ad went viral on social media late Saturday, the day after ProPublica reported on Nevaeh Crain, an 18-year-old in Texas who died last year at six months pregnant, when she was diagnosed with sepsis—a fast-moving and potentially deadly condition that can result from an infection.
Because of Texas' six-week abortion ban, which threatens doctors with prison time if they terminate a pregnancy before a fetal heartbeat has stopped, Crain made three emergency room visits and was required to have multiple ultrasounds as she became increasingly ill. By the time doctors confirmed "fetal demise," Crain's organs had begun failing. She died hours later.
The investigative outlet has also reported on the deaths of another woman in Texas—Josseli Barnica—and two women in Georgia, Amber Nicole Thurman and Candi Miller—from state abortion bans since Roe v. Wade was overturned in 2022.
"This is a healthcare crisis and Donald Trump is the architect of this crisis," said Vice President Kamala Harris, the Democratic presidential nominee, after the two Georgia women's deaths came to light in September.
Abortion bans and restrictions like those in Texas now exist in 21 states. Both Trump and his running mate, Sen. JD Vance (R-Ohio) have expressed support for a nationwide ban on abortion care—a position from which they have both attempted to distance themselves as polls have increasingly shown a majority of voters support access to abortion care.
Other viral ads by Progress Action Fund have been more risqué and have even used absurdist humor to warn voters about Project 2025's proposal to ban pornography and emergency contraception.
With two days to go until Election Day, the "terrifying but important" ad released Saturday shows that "MAGA abortion bans are killing our wives, mothers, sisters, and daughters," said nonprofit progressive advocacy group DemCast.
"They're willing to risk your wife's heartbeat," said Eleven Films, a progressive film production company. "Are you?"
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